LL Hero Tertiary 1 s LL Hero Tertiary 1

£1,000 loans

There are many things that a £1000 loan can cover, whether it’s required to tide you over during a difficult financial period, make a necessary purchase, act as an emergency loan, or for any other reason.

£

${ loanTerm } monthly repayments of

£${ monthlyRepaymentAmount | formatCurrency }

Total repayable

£${ totalRepayableAmount | formatCurrency }

Check my eligibility

( It won’t affect your credit score )

Representative 39.9% APR

Representative 39.9% APR

Representative example

Borrowing £2,000 over 24 months at Representative 39.9% APR and Interest rate 39.9% p.a. (fixed) with monthly repayments of £116.07 and a total amount payable of £2,785.68 This example is for illustration purposes only. The rate and / or term you are offered is dependent on your individual circumstances Rates from 20% APR to maximum 69.9% APR. Loan terms from 12 to 60 months.

£1000 Loans

A large loan isn’t always necessary, and there are plenty of times where loans of £1000 will suffice. Borrowing money could simply be to cover a surprise expense such as car repairs or unexpected bills you’d forgotten about.

LL Hero Tertiary 1

Ready for your personalised quote?

Finio Loans may be able to help if you need to get a quick loan for £1000. Not everyone has a perfect credit score, so every £1000 loan we offer is unsecured, meaning you don’t have to be a homeowner to access one.

Whether you need a £1000 loan for bad credit, paying off that next holiday or anything else, we could be able to help you with our short-term loans. Plus, whatever amount you choose to borrow - a £1000 loan or above – any online application for a quote on these loans won't affect your credit score or appear publicly on your credit history.

£

${ loanTerm } monthly repayments of

£${ monthlyRepaymentAmount | formatCurrency }

Total repayable

£${ totalRepayableAmount | formatCurrency }

Check my eligibility

( It won’t affect your credit score )

Representative 39.9% APR

Frequently answered questions

Can I borrow a £1000 loan with a bad credit score?

With the ability to now shop around online for a loan, getting rejected by your bank isn’t the end of the world as there are plenty of lenders like Finio Loans who may be able to give you access to loans despite a low credit score. We understand that your financial history may not reflect your position now, so when applying for a £1,000 loan with bad credit, lenders will look at your current financial situation to decide whether you’ll likely be able to afford to repay the loan.

Can I use a £1000 loan to pay off other debts?

Of course, you can use the loan for virtually anything, and debt consolidation can often be a good choice depending on your circumstances. However, we encourage you to work out if this makes sense financially. Consolidating debts can mean larger monthly repayments over a longer term which can become more expensive than other forms of credit, so it is important to ensure that this is an affordable option.

What is the criteria to get a £1000 loan?

As with most loans, the minimum criteria is to be over over 18, a UK resident, employed and have a bank account and debit card. In terms of income, you should be able to comfortably afford monthly repayments from your regular income. Working students and those with permanent benefits may also be eligible.

How long will it take before receiving the £1000 loan?

Applying for any loan with Finio Loans is quick and simple and find out if you’re eligible within minutes. After that, once your application goes through the required checks, if you are approved you could have your money in your bank account in just a few hours.

How much will a £1000 loan cost?

The APR you’re offered is based on your personal circumstances, loan amount and repayment period. As an example, if you’re given the representative APR of 39.9% rate and repay regularly over 12 months, your total would be £1,194.00, while 24 months would go up to £1,392.72.

What repayment terms are available for £1000 loans?

Applying for any loan with Finio Loans is quick and simple and you’ll find out if you’ll be eligible within minutes. After that, once your application goes through the required checks, if you’re approved you could have your money in your current account in just a few hours.