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Bike Loans

Whether you’re looking to get in the saddle of electric bikes, hybrid bikes, mountain bikes or folding bikes, our bicycle loans can make buying your dream bike hassle free. There are tons of reasons why a bicycle or ebike could be right for you: fitness, leisure, reducing your carbon footprint or finding a cheaper alternative to commuting to avoid public transport.

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Check my eligibility

( It won’t affect your credit score )

Representative 39.9% APR

Representative 39.9% APR

Representative example

Borrowing £2,000 over 24 months at Representative 39.9% APR and Interest rate 39.9% p.a. (fixed) with monthly repayments of £116.07 and a total amount payable of £2,785.68 This example is for illustration purposes only. The rate and / or term you are offered is dependent on your individual circumstances Rates from 39.9% APR to maximum 69.9% APR. Loan terms from 12 to 36 months.

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How do bike loans work?

Here at Finio Loans, we may be able to help you secure a bike loan of between £500 and £5,000 spreading the cost across 12 to 36 months of fixed monthly repayments. Bad credit or a poor credit history may have frustratingly caused you to be rejected from loans in the past, but with our bicycle financing, we may still be able to help you get that brand new bike.

Apply for finance for your bike with Finio Loans and you’ll find that the online application process is quick and simple. You’ll get a personalised quote with useful information like interest rates and monthly repayments alongside an instant response to your eligibility. Plus, the soft search won’t affect your credit score unless you continue with the online application form.

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Why Choose Us for a Bicycle Loan?

As well as the chance to secure a bicycle loan with bad credit for your bike and accessories, there are plenty of great reasons why you should choose Finio Loans, including:

  • Check your eligibility before you apply and get an instant response

  • Manage and repay your bike loan online

  • Repay your loan early without penalty fees

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Get a Quick Bicycle Loan Quote Today

For a quick quote without any impact on your credit score, use our online eligibility checker for bike financing with us. After giving us a few personal details, we can then provide you with an instant response on what we believe is the right finance option for you. You’ll then receive a detailed breakdown of all the useful information including the interest rate, your repayment period and how much you’ll need to repay each month.

There’s no obligation to proceed with the loan you’re quoted for and it won’t impact on your credit score unless you decide to take your application further. If you proceed with your bike loan application, you could receive your money in your bank account as soon as the next working day, getting you riding the bike of your dreams quicker than ever.

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Total repayable

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Check my eligibility

( It won’t affect your credit score )

Representative 39.9% APR

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Car loans

If youre looking to secure the finance that you need to buy a new vehicle, then we offer car loans for people with bad credit of up to £10,000. This car loan could help provide you with the finance you need to start your perfect car search and purchase your new vehicle.

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Instalment Loans

You can apply for a variety of instalment loans online with different monthly payment options, quickly and easily with us. Our instalment loans can range from £500 to £5,000.

Laptop loans

Laptop Loans

Laptops have become a must-have essential and not everyone has the cash available to afford a new model or an unexpected replacement. Thats where Finio Loans can help.