Car loans

A poor credit history and a low credit rating may have made it difficult for you to get car finance in the past.

It can be frustrating to be rejected for loans, whether it’s for bad credit, or other personal circumstances. Life events like buying a new car could be essential for you, regardless of whether you need your car to commute, to help get the kids to school, or just get you from A to B.

Here at Finio Loans, we may be able to help you secure a loan for a car and get started on spreading the costs as we offer a variety of competitive car loans with fixed monthly payments and a fast and simple to use quote process.

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Representative 39.9% APR

Representative example

Borrowing £2,000 over 24 months at Representative 39.9% APR and Interest rate 39.9% p.a. (fixed) with monthly repayments of £116.07 and a total amount payable of £2,785.68 This example is for illustration purposes only. The rate and / or term you are offered is dependent on your individual circumstances Rates from 39.9% APR to maximum 69.9% APR. Loan terms from 12 to 36 months.

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How do car loans work?

If you’re looking to secure the finance that you need to buy a new vehicle, then we offer car loans for people with bad credit of up to £5000. This car loan could help provide you with the finance you need to start your perfect car search and purchase your new vehicle.

Plus, when you apply for a car loan with Finio Loans, you’re sure to find that the process is quick and simple. We understand that life’s full of complications, and applying for car finance shouldn’t be one of them. That’s why we give you an instant response, and the soft search won’t affect your credit score.

Why Choose Us for a Car Loan?

As well as the chance to secure a car loan with bad credit, there are a number of great reasons why you should choose Finio Loans, including:

You’ll know whether you’ll be accepted before you apply
You can manage your car loan online
You can repay your loan early

Get a Quick Car Loan Quote Today

To get a quick quote without any impact on your credit score, simply apply online for a car loan with us. We’ll just need a few details, and we can then provide you with an instant response. You’ll also receive a breakdown of all the useful information including your loan rate and how much you’ll need to repay each month, so you can decide whether the car loan is right for you.

There’s no obligation to proceed with the loan you’re quoted for and it won’t impact on your credit score. However, if you proceed with your car loan application, you could receive your money in your bank account the next working day, getting you behind the wheel of that test drive as soon as possible.

Get your quote now

Apply for a loan to buy a car with Finio Loans today, even if you have bad credit. If you’d like to find out more information about our services, including our personal car loans, please get in touch.